Jakarta, April 24, 2026 — Investment, as a strategic pathway toward financial freedom and long-term security, has become a key aspiration for today’s generation. Investment itself encompasses various types, each offering different levels of volatility and Return on Investment (ROI).

Entering the second quarter of 2026, geopolitical tensions and trade instability have driven significant economic fluctuations. This condition directly affects various investment instruments. Therefore, strengthening financial literacy has become essential, including understanding the characteristics of each instrument, so that risks can be managed accurately and effectively. In response to the growing need for financial literacy, the Management Study Program at Universitas Dian Nusantara (UNDIRA) collaborated with Growin by Mandiri Sekuritas to equip students with sharper investment management analysis skills.

The seminar, held onsite at Bank Mandiri KCP Greenvile, West Jakarta, was met with great enthusiasm by 19 student representatives, accompanied by the Head of the Management Study Program, Mr. Ibnu Haris Nasution, S.E., M.M., as well as the Head of the University Core Courses Center (MKCU).

A Manager of Transaction Funding at Mandiri Greenvile Branch emphasized that financial literacy has now become a necessity for individuals to manage their finances effectively. He further explained that in financial management, especially in investing, students must possess adequate knowledge and strong risk management capabilities to avoid pitfalls such as the sunk cost fallacy or excessive losses.

“Risk management must be precise. We also need to determine the right placement strategy and carefully assess the risks involved when purchasing stocks, bonds, or other investment instruments. Hopefully, this will not be the first and last seminar for UNDIRA students, and we look forward to continuously advancing financial literacy through strong collaboration,” he stated.

Mr. Ibnu Haris Nasution, who agreed with the statement from the Growin by Mandiri representative, emphasized that financial literacy has become a prominent topic of discussion, particularly among Generation Z.

“Financial literacy and investment management studies are not merely about gaining knowledge, but also about preparing students for the future. Given the rapid changes in global economic dynamics, we must become more critical in responding to economic management strategies,” he explained.

Mr. Luthfi Alhazami expressed his hope that through this seminar, students will become more responsive to capital market fluctuations and more prudent in determining their investment direction and instruments based on their individual goals and capacities.

Continuing into the discussion and literacy enhancement session with representatives from Growin by Mandiri, it was highlighted that information plays a crucial role in determining investment trends and the future prospects of an investment instrument, particularly stocks.

“When we observe certain types of investments, they may experience significant increases of around 3–5%. At this point, we must be adept at monitoring public sentiment and policy developments to assess the value of investment assets, whether in mutual funds, bonds, or stocks,” he explained.

“In stock investing, we are also encouraged to gradually learn key metrics to evaluate whether a stock is worth investing in. Generally, this can be done through fundamental or technical analysis. Another important aspect to note is corporate actions, such as IPOs, rights issues, and dividends,” he added.

This visiting study alongside a hands-on-training in trading will hopefully to serve as a transformative step for students—not only to become consumers or 9-5 workers for the rest of their lives, but also active participants and drivers of their own financial ecosystem for a more sustainable future. This study visit further reinforces the Management Study Program’s commitment to equipping students with the competencies needed to become resilient individuals in navigating global economic dynamics.