Friends of UNDIRA, life and industry have now entered a phase of automation, digitization, and digitalization. Today, technological advancements not only provide convenience but also offer a variety of beneficial functions in a single package.

The development of other supporting systems, such as Artificial Intelligence (AI) and Machine Learning, now makes it easier for us to map and manage datasets. Furthermore, the Internet of Things (IoT) has seamlessly connected various devices, overcoming the limitations of space and time. Various sectors have certainly felt the benefits of integrated technology and networks, with the economic and financial sector being one of the most prominent.

Artificial Intelligence (AI), Machine Learning, and the Internet of Things (IoT) have not only transformed the financial industry but have also given rise to a sustainable digital financial ecosystem (digital finance) that surpasses the boundaries of traditional accounting and manual financial planning from the availabilitu of multiple softwares for on the go always on anywhere activities.

The presence of AI and Machine Learning, in particular, has elevated technology to become a strategic partner in the world of finance. Its role is no longer merely that of an auxiliary tool but has become a primary driver of efficiency and decision-making. Specifically, here are some of its capabilities:

• Data Processing: Collecting and managing big data from various sources quickly and accurately.

• Automated Reporting: Generating comprehensive financial reports along with market trend analysis using structured data sets.

Beyond convenience, this digital financial transformation brings several tangible benefits that are changing the way professionals in the financial sector work:

1. Time Efficiency 

One of the most significant advantages is time efficiency. With technology capable of automating financial recording and market analysis—such as Microsoft Excel, Google Sheets, mobile banking systems, and platforms like Tableau, Amibroker, or Tradingview—professional financial managers can now focus their energy on more in-depth data analysis and strategic decision-making, without being bogged down by on-site visits or repetitive administrative tasks.

2. Enhanced Transparency and Accountability 

Cloud-based technology combined with Machine Learning allows financial data to be accessed in real-time, anytime and anywhere. This enables accountants and financial managers to identify critical information quickly, even outside of standard working hours. The ability of technology to present information with minimal errors ultimately supports the image of a more transparent, accountable, and trustworthy financial world.

3. Smarter Decision-Making 

More than just simplifying calculations, the optimal management of financial systems is a crucial factor for the well-being of both individuals and companies.

The use of AI and Machine Learning-based information systems enables smarter decision-making, as it is based on historical data and accurate predictions of market conditions. It is hoped that the availability of digital information and governance in financial and market management will increase interest in financial literacy in the future.

The role of an accountant is now shifting from merely a recorder of numbers to a strategic analyst capable of translating complex data into intelligent business decisions.

Answering this challenge, the Accounting study program at Dian Nusantara University (UNDIRA) is designed to equip students with a solid foundation in accounting, enriched with financial technology literacy, data analysis, and an understanding of information systems.

UNDIRA is committed to producing future accountants who are not only professional and full of integrity but also possess the analytical acuity to become the superior talent needed by the industry in 2030. Thus, UNDIRA graduates are prepared to have the resilience to face future global economic pressures and to become leaders in the digital finance era.